Pinjam Yuk API Integration & Open Finance Solutions

Standard Deliverables

• Protocol analysis report (authorization chain, key interfaces, reverse engineering conclusions)
• OpenAPI / Swagger documentation with sample requests/responses
• runnable backend code (Node.js / Python, optional Go) and deployment instructions
• Automated test scripts, mock/server simulations and acceptance test cases
• Compliance guidance (KYC, privacy, data retention, audit readiness)

Interface Example (Pseudo-code)

POST /api/v1/pinjamyuk/auth/login
Content-Type: application/json
{
  'username': 'user_phone_or_email',
  'password': '••••'
}
Response: { 'access_token':'eyJ..', 'refresh_token':'r_..', 'expires_in':3600 }

GET /api/v1/pinjamyuk/loans?status=active&from_date=2025-01-01&to_date=2025-01-31
Authorization: Bearer <ACCESS_TOKEN>
Response: {
  'loans':[ { 'loan_id':'L-123','amount':2500000,'disbursed_at':'2025-01-10', 'status':'ACTIVE' } ],
  'cursor':'abc123'
}

POST /api/v1/pinjamyuk/statements/export
Authorization: Bearer <ACCESS_TOKEN>
{ 'account_id':'user_001','from_date':'2025-09-01','to_date':'2025-09-30','format':'xlsx' }
Response: { 'job_id':'job-xyz','download_url':'https://.../statements/job-xyz.xlsx' }

典型整合场景

企业财务系统账务同步、B2B 催收系统对接、商户放款备付金对账、第三方风控与信用分入参，以及多环境（生产/沙箱）测试与监控。

核心优势

• Fast delivery: protocol analysis → PoC → full delivery; typical projects 5-15 business days
• Compliance-first: all implementations based on customer authorization and public/authorized APIs; supports regional regulators like OJK
• Cross-platform support: Android / iOS authorization flow simulation, backend SDK (Node/Python/Go)
• Extensible: supports batch sync, incremental webhooks, and high-throughput exports
• Auditable delivery: request/response logs, consent records, NDA and operations guidance

安全与隐私

Adopt industry best practices: OAuth2 / JWT, transport encryption, least privilege, end-to-end audit logging. We mask sensitive fields and provide data retention and deletion guidance to meet local regulations.

Step 1: Requirements & Authorization Prep

1. Provide target app name (Pinjam Yuk) and concrete needs (e.g., transaction reconciliation, loan ledger, disbursement notifications).
2. Indicate whether you have a test environment or credentials; if not, we can perform authorization chain analysis and provide a simulated interface within permitted scope.
3. Sign NDA if required and confirm compliance and data access boundaries.

Step 2: Protocol Analysis & API Design

1. Capture protocol and identify key interface paths (login, refresh, query, export).
2. Design standardized REST APIs (including error codes, retry strategies, rate limits).
3. Provide OpenAPI draft for approval.

Step 3: Development, Testing & Delivery

1. Implement backend adapters and SDKs (itemized deliverables).
2. Execute automated and manual testing (including performance and security scans).
3. Deliver source code, OpenAPI, deployment instructions, and acceptance test checklist.

About Our Studio

We are a global technical services team focused on App protocol analysis and open API integration. Our core members have extensive experience in fintech, mobile security, and cloud architectures, delivering runnable code, complete documentation, and compliant guidance to help you securely connect lending or banking capabilities to enterprise systems.

• Supports OpenFinance / OpenBanking standard delivery
• Proficient in Android / iOS authorization flows and SDK packaging
• Deliverables include source code, OpenAPI, test scripts, and deployment guidance
• Transparent pricing: starting at $300 with phased payment on acceptance

Contact Us

If you want quotes or to submit Pinjam Yuk details, please visit our contact page:

Go to Contact Page